Just starting out

The essential documents everyone needs (healthcare directive, financial power of attorney, and a basic will).

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Essential document
Healthcare directive
Essential document
Financial power of attorney
Foundation
Basic will

Newly married

Community property planning, joint trusts, beneficiary updates, and making sure your partnership is legally protected.

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Core document
Joint revocable trust
Critical update
Beneficiary designations
Protection
Pour-over wills

Growing family

Guardianship designations, trusts for minor children, life insurance planning, and protecting your family if the unexpected happens.

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Blended families

QTIP trusts, separate property protection, and planning that honors both your current family and prior commitments.

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Peak earning years

Asset protection, business succession, tax optimization, and strategies for preserving the wealth you've built.

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Strategy
Asset protection trust
Business
Succession planning
Tax
QSBS strategies

Divorce or loss

Updating beneficiaries, restructuring trusts, removing ex-spouses, and rebuilding your plan after a major life change.

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Approaching retirement

Trust funding reviews, long-term care considerations, and making sure your plan is current before you need it.

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Legacy & retirement

Dynasty trusts, charitable giving, grandchildren's trusts, and creating a legacy that outlasts you.

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Advanced
Dynasty trust
Giving
Charitable planning
Legacy
Grandchildren's trusts